Terms of Service

1. Acceptance of Terms

By accessing and using FinoMeter ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

FinoMeter provides free online financial calculators including but not limited to:

• EMI Calculators (Home Loan, Auto Loan)
• Investment Calculators (SIP, SWP, Lumpsum, CAGR)
• Deposit Calculators (FD, RD, PPF)
• Loan Eligibility Calculators
• Retirement Planning Calculators
• Business Cost Calculators
• Inflation Calculators

3. No Financial Advice

The Service does not provide financial, investment, tax, or legal advice.

• All calculations are for informational and educational purposes only
• Results are based on the inputs you provide and standard formulas
• Actual results from banks and financial institutions may vary
• We do not recommend any specific financial products or actions
• You should consult a qualified financial advisor, CA, or relevant professional before making any financial decisions

4. Accuracy of Calculations

While we strive to provide accurate calculations:

• We do not guarantee the accuracy, completeness, or reliability of any calculations
• Interest rates, tax rates, and regulations change frequently
• Banks may use different calculation methods or have additional fees
• GST rates and compliance requirements are subject to government changes
• Users should verify all calculations with relevant institutions

5. User Responsibilities

By using the Service, you agree to:

• Provide accurate input data for calculations
• Verify results with qualified professionals before acting on them
• Use the Service only for lawful purposes
• Not attempt to disrupt or compromise the Service

6. Intellectual Property

All content, design, code, and materials on FinoMeter are protected by intellectual property laws. You may not copy, modify, distribute, or reproduce any part of the Service without prior written permission.

7. Limitation of Liability

To the fullest extent permitted by law:

• FinoMeter is provided "AS IS" without warranties of any kind
• We are not liable for any damages arising from the use of our calculators
• We are not responsible for any financial decisions made based on our calculations
• We are not liable for any losses, direct or indirect, from using the Service

8. Third-Party Links & Services

The Service may contain links to third-party websites or display advertisements. We are not responsible for the content, privacy practices, or terms of any third-party sites or services.

9. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We may also update these Terms of Service periodically.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in India.

11. Contact Us

If you have any questions about these Terms of Service, please contact us at: support@finometer.com