Tax & Salary Calculators
Calculate income tax, GST, TDS, and understand your salary structure. Updated for FY 2025-26 tax rules.
8 calculators available
Income Tax Calculator
Compare Old vs New tax regime for FY 2025-26. Find which regime saves more tax based on your deductions.
Business Income Tax Calculator
Calculate tax for freelancers, professionals, and business owners with presumptive taxation options.
Capital Gains Tax Calculator
Calculate LTCG and STCG on stocks, mutual funds, property, and gold with ₹1.25L exemption tracking.
GST Calculator
Add or remove GST from prices. Calculate CGST, SGST, and IGST for any tax rate.
TDS Calculator
Calculate Tax Deducted at Source on salary, interest, rent, and professional fees.
Salary Breakup Calculator
Convert CTC to in-hand salary. Understand Basic, HRA, PF, and tax deductions.
HRA Calculator
Calculate HRA exemption for tax benefits. Compare actual rent vs HRA received.
Rent Receipt Generator
Generate rent receipts for HRA claims. Download PDF for submission to employer.
Tax Planning for FY 2025-26
Understanding your tax liability helps you plan investments and claim legitimate deductions. With both Old and New tax regimes available, choosing the right one can save significant tax.
New Tax Regime Slabs (FY 2025-26)
| Income Range | Tax Rate |
|---|---|
| Up to ₹3,00,000 | Nil |
| ₹3,00,001 - ₹7,00,000 | 5% |
| ₹7,00,001 - ₹10,00,000 | 10% |
| ₹10,00,001 - ₹12,00,000 | 15% |
| ₹12,00,001 - ₹15,00,000 | 20% |
| Above ₹15,00,000 | 30% |
Standard deduction of ₹75,000 available in New Regime
Key Tax Deductions (Old Regime)
- Section 80C: Up to ₹1.5 lakh (PPF, ELSS, Life Insurance, EPF)
- Section 80D: Up to ₹25,000 for health insurance (₹50,000 for senior citizens)
- Section 24(b): Up to ₹2 lakh for home loan interest
- HRA Exemption: Based on rent paid and city of residence
Frequently Asked Questions
Which is better - Old or New tax regime?
If your total deductions (80C + 80D + HRA + Home Loan Interest) exceed ₹3-4 lakh, the Old Regime usually saves more tax. If you have minimal deductions, the New Regime's lower slab rates work better. Use our Income Tax Calculator to compare both regimes with your actual numbers.
How is LTCG on equity calculated after Budget 2024?
From FY 2024-25, Long Term Capital Gains on equity investments (stocks, equity mutual funds) is taxed at 12.5% (increased from 10%). You get an exemption of ₹1.25 lakh per year on such gains. Holding period remains 12 months for listed equity to qualify as long-term.
What is the standard deduction in the New Tax Regime?
The New Tax Regime now offers a standard deduction of ₹75,000 (increased from ₹50,000 in Budget 2024). This is automatically deducted from your gross salary. Note that other deductions like 80C, 80D, and HRA are NOT allowed in the New Regime.