Investment Calculators
Plan your wealth creation journey with our free investment calculators. Calculate SIP returns, compare investment options, and make informed decisions.
10 calculators available
SIP Calculator
Calculate returns on Systematic Investment Plans with regular, step-up, and goal-based modes. See how small monthly investments grow over time.
STP Calculator
Plan systematic transfers between mutual funds. Move money from debt to equity funds gradually.
SWP Calculator
Calculate regular withdrawals from your mutual fund corpus. Plan retirement income with systematic withdrawal plans.
Lumpsum Calculator
Calculate returns on one-time investments. See how a single investment grows with compound interest.
Rule of 72 Calculator
Quick way to estimate how long it takes to double your money at a given interest rate.
XIRR Calculator
Calculate actual returns on irregular investments. Perfect for SIPs with varying amounts or dates.
Dividend Yield Calculator
Calculate dividend income from stocks. Compare yields across different investments.
Stock CAGR Calculator
Calculate Compound Annual Growth Rate for stocks. Measure true investment performance over time.
Asset Allocation Calculator
Find your ideal mix of equity, debt, and gold based on age and risk profile.
Portfolio Rebalancing Calculator
Rebalance your portfolio to target allocation. Know exactly how much to buy or sell.
Why Use Investment Calculators?
Investment calculators help you make informed financial decisions by showing the potential growth of your money over time. Whether you're planning for retirement, saving for a goal, or comparing investment options, these tools provide clarity on expected returns.
Key Benefits
- Visualize Growth: See how compounding works over 5, 10, or 20+ years
- Compare Options: Evaluate SIP vs Lumpsum, equity vs debt returns
- Set Realistic Goals: Know exactly how much to invest for your target corpus
- Tax Planning: Understand post-tax returns with LTCG calculations
Popular Investment Strategies
SIP (Systematic Investment Plan) is the most popular way to invest in mutual funds. By investing a fixed amount monthly, you benefit from rupee cost averaging - buying more units when prices are low and fewer when prices are high.
Step-up SIP takes this further by increasing your investment annually (typically 10%), aligning with salary increments. This can build 50-60% more corpus than regular SIP over 15 years.
Frequently Asked Questions
What is the best investment calculator for beginners?
The SIP Calculator is ideal for beginners. It shows how small monthly investments (starting ₹500) can grow over time through the power of compounding. It's simple to use and helps visualize long-term wealth creation.
How do I calculate actual returns on my mutual fund investments?
Use the XIRR Calculator for accurate returns on irregular investments. Unlike simple returns, XIRR accounts for the timing of each investment and redemption, giving you the true annualized return.
What's the difference between SIP and Lumpsum investment?
SIP involves investing a fixed amount regularly (monthly), which averages out market volatility through rupee cost averaging. Lumpsum is a one-time investment that's better when markets are low but carries higher timing risk.