Inflation Adjusted FD Calculator
Calculate your FD real returns after adjusting for inflation. See actual purchasing power growth.
Last updated: Jan 2025Up to date
Why Adjust FD Returns for Inflation?
A 7% FD with 6% inflation gives only 1% real return. This calculator shows your actual purchasing power growth.
Real Return Formula
Real Return = ((1 + Nominal Return) / (1 + Inflation)) - 1
Beating Inflation
After tax, most FDs give negative real returns. Consider tax-free options like PPF or ELSS for long-term savings.