Disclaimer

General Disclaimer

FinoMeter ("we", "us", or "our") provides free online calculators for financial planning, tax estimation, loan calculations, and related purposes. By using our website and tools, you acknowledge and agree to the following:

• Not Professional Advice: The information and calculations provided are not a substitute for professional financial, tax, legal, or investment advice.
• Informational Purposes Only: All results are estimates based on the inputs you provide and standard mathematical formulas. They are intended to help you understand financial concepts, not to make actual financial decisions.
• No Guarantees: We do not guarantee the accuracy, completeness, reliability, or suitability of any calculations or information provided.
• Individual Circumstances Vary: Your actual results from banks, financial institutions, or government agencies may differ based on your specific circumstances, eligibility, and the policies of those institutions.

Tax Calculations & Changing Laws

Our tax-related calculators (Income Tax, TDS, GST, etc.) are based on the tax laws and regulations in effect at the time of development. Please be aware that:

• Tax Laws Change: Tax rates, slabs, exemptions, and deductions are subject to change by the government. The Union Budget announcements, Finance Acts, and other regulatory changes may affect the accuracy of our calculations.
• Current Law Basis: Our calculators are updated to reflect the latest known tax laws (currently based on FY 2025-26 / AY 2026-27 provisions), but there may be delays in updating after new announcements.
• Verify with Authorities: Always verify tax calculations with the Income Tax Department's official website, or consult a qualified Chartered Accountant (CA) for accurate tax planning.
• GST Rates: GST rates vary by product category and are subject to government revisions. Our GST calculator uses common rate scenarios but may not cover all specific cases.

Limitation of Liability

To the fullest extent permitted by applicable law:

• FinoMeter, its creator, and affiliates shall NOT be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our calculators or reliance on the results.
• We are NOT responsible for any financial losses, missed opportunities, tax penalties, or other damages resulting from decisions made based on our calculations.
• The website and all calculators are provided "AS IS" without warranties of any kind, either express or implied.

Consult Qualified Professionals

Before making any financial decisions, we strongly recommend that you:

• Consult a Chartered Accountant (CA) for tax planning, ITR filing, and compliance matters.
• Consult a SEBI-registered Financial Advisor for investment decisions and portfolio management.
• Contact your bank or financial institution directly for accurate loan terms, interest rates, and eligibility criteria.
• Verify all figures with official sources before making commitments.

Accuracy of Information

While we strive to keep our calculators accurate and up-to-date:

• Interest rates, tax rates, and financial regulations are subject to frequent changes.
• Different banks and institutions may use different calculation methods.
• Rounding differences may cause slight variations in results.
• Some calculators use simplified assumptions that may not account for all real-world factors.

Third-Party Content

Our website may contain links to third-party websites or display advertisements. We are not responsible for the content, accuracy, or practices of any third-party sites. The inclusion of any link does not imply endorsement by FinoMeter.

Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time. Any changes will be posted on this page with an updated revision date. Continued use of our website after changes constitutes acceptance of the modified disclaimer.

Contact Us

If you have any questions about this disclaimer, please contact us at: contact@finometer.com