Asset Allocation Calculator

Calculate optimal asset allocation based on age and risk profile. Get recommended portfolio mix.

Last updated: Jan 2025Up to date

Age-Based Allocation Rule

A common rule: Equity % = 100 - Your Age. A 30-year-old might have 70% equity, 25% debt, 5% gold.

Risk Profile Matters

  • Conservative: More debt, less equity volatility
  • Aggressive: More equity for higher growth potential
  • Moderate: Balanced approach for steady growth